TERMS OF USE
Effective Date: May 9, 2026 Last Updated: May 9, 2026
These Terms of Use govern your access to and use of the Stack Smart Guides website and digital products offered by DigiWorld, LLC ("we," "our," or "us"). By accessing our website or purchasing a product, you agree to these terms.
1. The Product
Stack Smart is a personalized digital financial education guide delivered as a private link. Each guide is custom-built with the recipient's name and a personal message provided by the purchaser at the time of order.
2. Personal Use Only
Stack Smart guides are licensed for personal, non-commercial use only. By purchasing a Stack Smart guide, you agree that you will not:
Reproduce, copy, or duplicate the content in any form
Distribute, share, sell, or sublicense the guide or its contents to any third party
Use the content to create derivative works or competing products
Remove or alter any copyright, trademark, or proprietary notices
Each purchase grants a single-use personal license to the named recipient only.
3. Intellectual Property
All content within the Stack Smart guide — including but not limited to text, design, graphics, calculators, and structure — is the intellectual property of DigiWorld, LLC and is protected by applicable copyright and intellectual property laws. Unauthorized reproduction or distribution is strictly prohibited and may result in legal action.
4. Digital Delivery
Stack Smart guides are delivered digitally as a private link via email. DigiWorld, LLC is not responsible for delivery failures caused by incorrect email addresses provided at the time of purchase, spam filters, or third-party email service issues.
5. Accuracy of Information
The financial education content within Stack Smart is provided for general informational and educational purposes only. It does not constitute personalized financial, legal, tax, investment, or professional advice. DigiWorld, LLC makes no guarantees regarding the accuracy, completeness, or applicability of any content to individual circumstances. Users should consult a qualified professional for advice specific to their situation.
6. Limitation of Liability
To the fullest extent permitted by law, DigiWorld, LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Stack Smart guide or website. Our total liability in any matter related to your purchase shall not exceed the amount paid for the product.
7. No Warranties
The Stack Smart guide and website are provided "as is" without warranty of any kind, express or implied. DigiWorld, LLC does not warrant that the website will be uninterrupted, error-free, or free of viruses or harmful components.
8. User Conduct
By using our website, you agree not to engage in any conduct that is unlawful, harmful, fraudulent, or that interferes with the operation of the site or the experience of other users.
9. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the United States and the state in which DigiWorld, LLC is registered, without regard to conflict of law principles.
10. Changes to These Terms
DigiWorld, LLC reserves the right to modify these Terms of Use at any time. Updated terms will be posted on this page with a revised effective date. Continued use of the website after changes are posted constitutes acceptance of the revised terms.
11. Contact
If you have questions about these Terms of Use, please contact us at: